Marble Falls Roofer: Texas Regulations & Material Guide

When you're searching for a roofer in Marble Falls , you're not just looking for someone who can slap shingles on a house—you need a professional who understands the unique challenges of Central Texas weather, the specific needs of historic and modern properties alike, and how to navigate the complexities of insurance claims and material selection. I'm Chad Burnell, founder of Earth in Motion, Inc., and after more than two decades in the construction industry and years of military service, I've learned that a solid roof is more than overhead protection—it's peace of mind. In this article, I'll walk you through everything you need to know about hiring a roofing professional in Marble Falls, from understanding Texas regulations to choosing the right materials and maintaining your investment for the long haul.

Marble Falls sits in a part of Texas that experiences some of the most unpredictable and aggressive weather patterns in the state. You've got intense summer heat that can reach well over 100 degrees, sudden hailstorms that roll through the Hill Country with little warning, high winds during spring and fall, and occasional winter freezes that catch homeowners off guard. This combination of climate stressors means your roof takes a beating year-round, and it needs to be built to withstand all of it.

I've worked on projects across Central Texas for nearly twenty years, and I can tell you that Marble Falls properties—especially the older, historic homes near the lake and downtown—require specialized knowledge. You're dealing with structures that may have original materials, complex rooflines with dormers and valleys, and foundations that have settled over decades. A roofer who doesn't understand these local conditions can cause more harm than good, from improper flashing installation that leads to leaks to using materials that can't handle the thermal expansion and contraction caused by our extreme temperature swings.

Marble Falls has a rich history, and many properties reflect that legacy with architectural details and roofing materials that aren't commonly used today. If you own one of these historic homes or commercial buildings, you need a roofing professional who respects preservation standards while also ensuring the roof performs as it should. That means sourcing materials that match the original design, understanding how to work with aging substrates without compromising structural integrity, and knowing when modern solutions can be integrated without disrupting the historical character.

Over the years, I've restored roofs on properties that date back generations. The key is balancing authenticity with functionality. For example, you might have original wood shingles or metal panels that need repair rather than replacement. A skilled roofer will assess the condition of existing materials, identify what can be salvaged, and recommend solutions that extend the life of your roof without erasing its history.

One thing that surprises many homeowners is that Texas does not require roofing contractors to hold a state-issued license. That's right—unlike electricians or plumbers, roofers in Texas can operate without mandatory state licensing. This creates an environment where anyone can claim to be a professional roofer, which is why it's critical that you do your homework before hiring someone.

However, there is a voluntary certification program through the Roofing Contractors Association of Texas, known as RCAT. Contractors who pursue this certification must meet specific standards, including at least three years of business ownership, general liability insurance coverage of at least $300,000 for residential work (and $500,000 for commercial projects), bonding of at least $100,000, passing exams on business safety and roofing knowledge, and maintaining a good standing with the Better Business Bureau. While RCAT certification is not legally required, it serves as a strong indicator that a contractor takes their profession seriously and has met higher professional standards.

Even though Texas doesn't mandate insurance for roofing contractors, any reputable professional will carry both general liability insurance and workers' compensation coverage. General liability protects you if something goes wrong during the project—say a tool falls and damages your car, or a material delivery accidentally damages your landscaping. Workers' compensation covers injuries to the roofing crew, which means you're not on the hook if someone gets hurt on your property.

When I founded Earth in Motion, Inc. back in 2005, one of the first things I did was ensure we had comprehensive insurance and bonding in place. As a Service-Disabled Veteran-Owned Small Business, I take pride in operating with integrity and transparency, and that starts with protecting my clients from unnecessary risk. Before you hire any roofer, ask to see their certificates of insurance and verify the coverage directly with their insurer. If a contractor hesitates or can't provide proof, walk away.

Roof damage from storms is one of the most common reasons homeowners file insurance claims, and the process can be confusing if you've never been through it before. Your homeowners insurance policy typically covers sudden, accidental damage—things like hail, windstorms, lightning strikes, falling tree limbs, and heavy snow or ice accumulation. What it doesn't cover is gradual wear and tear, damage from neglect or deferred maintenance, pest infestations, or separate events like flooding or earthquakes, which require additional policies.

Understanding what your policy covers before you file a claim saves you time and frustration. I've seen homeowners assume their insurance will pay for a full roof replacement, only to discover that the damage doesn't meet the policy's threshold or that they've let maintenance slide for too long, giving the insurer grounds to deny the claim. Documentation is your friend here—keep records of regular inspections, take photos of your roof's condition before and after storms, and address minor issues promptly so they don't escalate into major problems.

In 2019, Texas passed House Bill 2102, which made it illegal for roofing contractors to waive, rebate, absorb, or otherwise help homeowners avoid paying their insurance deductible. This law was enacted to combat insurance fraud and predatory contractor practices, where unscrupulous roofers would offer to "cover" the deductible as a sales tactic, then inflate the project cost to recoup the expense. Both the contractor and the homeowner can face criminal charges if they violate this law, so it's essential that any roofing professional you hire operates within these legal boundaries.

A legitimate contractor will provide a written contract that clearly states you are responsible for paying your deductible. If someone approaches you after a storm and promises to take care of your deductible or offers a deal that sounds too good to be true, that's a major red flag. At Earth in Motion, we make sure our clients understand their obligations upfront, and we work transparently with insurance adjusters to ensure the estimate accurately reflects the scope of work needed.

Here's how a typical insurance claim for roof damage works. First, you document the damage by taking detailed photos and notes—capture close-ups of damaged shingles, dents in metal panels, water stains on ceilings, anything that shows the extent of the problem. Next, you file a claim with your insurance company, who will send an adjuster to inspect your property and provide an estimate of the covered damage.

Once you receive the adjuster's estimate, you can hire a roofing contractor to assess the damage independently. Sometimes the adjuster's estimate aligns with what the contractor finds, and sometimes it doesn't. If there's a gap, your contractor can work with the adjuster to negotiate a fair scope of work. It's important not to start any work until your claim is approved and you have a clear understanding of what your insurance will cover and what you'll need to pay out of pocket, including your deductible.

After the claim is settled, you sign a contract with your chosen roofer that specifies the materials, timeline, payment structure, and warranty terms. Throughout the project, keep open communication with both your contractor and your insurer, and document everything. If any unexpected damage is discovered during the work—like rotted decking or compromised flashing—your contractor should notify you and the insurance company immediately so adjustments can be made.

Material selection is one of the most important decisions you'll make when repairing or replacing your roof, and it directly impacts durability, cost, energy efficiency, and aesthetic appeal. In Marble Falls, you'll typically encounter three main types of roofing materials: asphalt shingles, metal roofing, and flat or low-slope roofing systems for commercial properties. Each has distinct advantages and trade-offs, and the right choice depends on your specific property, budget, and long-term goals.

Asphalt shingles are the most common roofing material in residential construction across the United States, and for good reason. They're cost-effective, widely available, come in a range of colors and styles, and are relatively straightforward to install. Reputable manufacturers like GAF, Owens Corning, and TAMKO produce high-quality shingles that can last 20 to 30 years with proper maintenance.

However, asphalt shingles do have limitations, especially in a climate like ours. They're vulnerable to hail damage, and the intense Texas heat can cause them to deteriorate faster than they would in cooler climates. Thermal expansion and contraction can lead to cracking and curling over time, and if your roof doesn't have adequate ventilation, heat buildup in the attic can shorten the lifespan of your shingles even further.

If you choose asphalt shingles, make sure your contractor uses impact-resistant shingles rated for hail, installs proper underlayment to protect against water intrusion, and ensures your attic ventilation is sufficient to reduce heat stress. These steps add to the upfront investment but pay off in longevity and performance.

Metal roofing has become increasingly popular in Central Texas, and for good reason. It's incredibly durable, can last 40 to 70 years or more, and stands up well to hail, high winds, and extreme heat. Metal roofs reflect sunlight, which reduces cooling costs during the summer, and they're fire-resistant, which is a significant advantage in areas prone to wildfires or lightning strikes.

There are different types of metal roofing, including standing seam panels, metal shingles, and corrugated panels. Standing seam metal roofing is particularly popular for residential and commercial properties because of its clean, modern appearance and superior weather resistance. The raised seams create a watertight barrier, and the panels can expand and contract with temperature changes without compromising integrity.

Metal roofing does come with a higher upfront cost compared to asphalt shingles, but the long-term value is hard to beat. You're looking at decades of performance with minimal maintenance, reduced energy bills, and excellent resale value. If you're planning to stay in your home long-term or you're investing in a commercial property, metal roofing is an investment that pays for itself over time.

If you own a commercial building in Marble Falls, chances are you have a flat or low-slope roof. These roofing systems require different materials and installation techniques than residential pitched roofs. Common options include built-up roofing (BUR), modified bitumen, EPDM rubber, TPO, and PVC membranes.

Flat roofs present unique challenges, especially in our climate. Water drainage is critical—any pooling or standing water accelerates deterioration and leads to leaks. Proper slope design, drainage systems, and regular maintenance are essential to keep a flat roof performing as it should. At Earth in Motion, we've worked on a variety of commercial roofing projects, and we always emphasize the importance of proactive maintenance and inspection to catch small issues before they become costly problems.

Warranties are one of the most overlooked aspects of roofing projects, but they're critical to protecting your investment. There are two types of warranties you need to understand: manufacturer warranties and workmanship warranties. Each covers different aspects of your roof, and both have specific terms and conditions that you need to follow to keep the coverage valid.

Manufacturer warranties cover defects in the roofing materials themselves—things like premature shingle deterioration, metal panel corrosion, or membrane failures that aren't caused by improper installation or external damage. These warranties typically range from 20 to 50 years, depending on the material and the manufacturer's warranty tier.

However, manufacturer warranties usually require that the materials be installed by a certified contractor and that the warranty be registered within 60 to 90 days of installation. If you skip registration or hire an uncertified contractor, you may void the warranty without realizing it. Some manufacturers offer enhanced warranties, known as No Dollar Limit (NDL) coverage, which provides more comprehensive protection but requires strict adherence to installation standards and maintenance requirements.

Workmanship warranties, also called labor or contractor warranties, cover defects in the installation itself. If your roof leaks because of improper flashing, inadequate underlayment, or poor fastening techniques, the workmanship warranty should cover the repairs. These warranties typically range from one year to 25 years, depending on the contractor and the scope of the project.

When we complete a roofing project at Earth in Motion, we stand behind our work with a comprehensive workmanship warranty. We use proven techniques, quality materials, and experienced crews to ensure every installation meets the highest standards. But even the best warranty is only as good as the contractor backing it, so make sure you choose a company with a solid reputation and a track record of honoring their commitments.

Both manufacturer and workmanship warranties typically require regular maintenance to remain valid. That means scheduling periodic inspections, keeping your gutters clean, removing debris like leaves and branches, and addressing minor repairs promptly. Neglecting maintenance can void your warranty, leaving you on the hook for expensive repairs or replacements down the road.

Keep detailed records of all maintenance and repairs, including invoices, inspection reports, and photos. This documentation not only supports warranty claims but also strengthens your position if you need to file an insurance claim for storm damage. Insurers are more likely to approve claims when they can see that you've taken good care of your roof and haven't let problems fester.

One of the most common questions I hear from homeowners is, "How do I know if my roof needs repair or replacement?" The answer depends on the age of your roof, the extent of the damage, and the overall condition of the roofing system. Here are some key warning signs that indicate it's time to call a professional for an inspection.

Start by doing a visual inspection from the ground. Look for missing, cracked, or curling shingles, especially after a storm. Check for granule loss—if you see a lot of granules in your gutters or downspouts, that's a sign your shingles are deteriorating. On metal roofs, look for rust spots, loose panels, or dents from hail. If you have a flat roof, check for blistering, cracking, or areas where the membrane is peeling away.

Inside your home, look for water stains on ceilings or walls, especially in the attic. Check for signs of mold or mildew, which indicate moisture intrusion. If you notice any of these issues, don't wait—schedule an inspection as soon as possible. Small leaks can quickly turn into major structural damage if left unaddressed.

Every roofing material has an expected lifespan, and as your roof approaches the end of that range, it's time to start planning for replacement. Asphalt shingles typically last 20 to 30 years, metal roofs can last 40 to 70 years, and flat roofing membranes usually need replacement every 15 to 25 years, depending on the material and maintenance.

Even if your roof doesn't show obvious signs of damage, age alone can be a factor. Older roofs are more vulnerable to storm damage, less energy-efficient, and more likely to fail unexpectedly. Proactive replacement before a major failure occurs saves you money and stress in the long run.

Marble Falls is no stranger to hailstorms, and hail damage is one of the most common reasons for roof replacement. Hail can bruise shingles, dent metal panels, crack tiles, and compromise the protective granule layer on asphalt shingles. Even if the damage isn't immediately visible from the ground, it can shorten the lifespan of your roof and lead to leaks down the road.

After a significant hailstorm, it's a good idea to schedule a professional inspection. A trained eye can spot damage that you might miss, and documenting the damage promptly strengthens your insurance claim. Don't wait weeks or months to inspect—insurers may question the timing and deny claims if they believe the damage is old or unrelated to the storm.

The best way to protect your roofing investment is through regular, proactive maintenance. A well-maintained roof lasts longer, performs better, and is less likely to suffer catastrophic failure during severe weather. Maintenance doesn't have to be complicated or expensive, but it does require consistency and attention to detail.

Schedule professional roof inspections at least once a year, and ideally twice a year—once in the spring and once in the fall. These inspections catch minor issues before they escalate, and they give you peace of mind knowing your roof is in good shape. During the inspection, a professional will check for loose or damaged materials, inspect flashing and seals around vents and chimneys, assess drainage and gutter function, and look for signs of wear or deterioration.

In addition to professional inspections, keep your gutters clean and free of debris. Clogged gutters cause water to back up under your roofing materials, leading to leaks and rot. Trim overhanging tree branches to prevent damage from falling limbs and reduce the buildup of leaves and organic material on your roof.

When your inspection reveals damage or wear, address it immediately. Delaying repairs only makes the problem worse and more expensive to fix. A few missing shingles might seem like a minor issue, but they expose the underlayment to UV damage and water intrusion, which can compromise the entire roofing system.

At Earth in Motion, we emphasize the importance of proactive care. Whether it's replacing a damaged flashing, sealing a small leak, or reinforcing a weak spot, taking action early saves you money and extends the life of your roof. Think of it like maintaining a vehicle—regular oil changes and tune-ups prevent major breakdowns. Your roof works the same way.

Keep detailed records of all inspections, maintenance, and repairs. Save invoices, inspection reports, photos, and any correspondence with contractors or insurers. This documentation serves multiple purposes: it supports warranty claims, strengthens insurance positions, and provides a clear maintenance history if you sell your property.

Many homeowners underestimate the value of good record keeping until they need it. When an insurer questions whether damage is new or pre-existing, or when a warranty claim hinges on proof of maintenance, having thorough documentation makes all the difference.

Hiring a roofing professional with local expertise isn't just about convenience—it's about understanding the specific challenges and conditions that affect roofs in this area. Contractors who work exclusively in Marble Falls and the surrounding Hill Country know the weather patterns, the common types of damage, the local building codes, and the unique characteristics of historic and modern properties in the region.

Over the years, I've worked on projects across Central Texas, from Austin to the surrounding Hill Country communities, and I've seen firsthand how local knowledge makes a difference. A roofer who understands how hail moves through the Marble Falls area, how heat and humidity affect material performance, and how to work with the terrain and architecture of older properties brings a level of insight that out-of-town contractors simply can't match.

Local contractors are also more accessible and accountable. If something goes wrong or you need follow-up service, a local company is easier to reach and more invested in maintaining their reputation within the community. At Earth in Motion, we've built our business on trust, quality work, and long-term relationships with our clients. When you hire us, you're not just getting a roofing project—you're gaining a partner who's committed to protecting your investment for the long haul.

Your roof is one of the most important components of your property, and choosing the right professional to install, repair, or maintain it is a decision that deserves careful thought and research. From understanding Texas regulations and insurance laws to selecting the right materials and maintaining your investment, there's a lot to consider. But when you take the time to do your homework, ask the right questions, and hire a contractor who operates with integrity and expertise, you set yourself up for years of reliable protection and peace of mind.

At Earth in Motion, we've spent decades refining our craft and building a reputation for quality, honesty, and problem-solving. Whether you're dealing with storm damage, planning a replacement, or simply need a professional inspection, we're here to help you navigate the process with confidence. Don't leave your property's protection to chance—invest in a qualified, experienced, and trustworthy roofer in Marble Falls .

At Earth in Motion, I provide comprehensive roofing solutions including complete roof replacements, storm damage repairs, routine maintenance inspections, and insurance claim assistance. Whether you're dealing with hail damage from one of our notorious Hill Country storms, need help with a historic property that requires specialized knowledge, or want to upgrade to more durable materials like metal roofing, I bring over two decades of construction experience to every project. As a Service-Disabled Veteran-Owned Small Business, I focus on solving your roofing challenges with integrity and expertise, from initial assessment through final warranty coverage.

I guide you through every step of the insurance claims process, starting with proper damage documentation and working directly with your insurance adjuster to ensure fair coverage. Having worked extensively with storm damage throughout Central Texas, I understand how to identify and document hail damage, wind damage, and other covered perils that are common in our area. I operate in full compliance with Texas House Bill 2102, which means you're responsible for your deductible, but I'll work transparently with your insurer to maximize your covered benefits and ensure the scope of work accurately reflects all necessary repairs.

Several key factors influence your roofing investment, and I provide detailed estimates after a thorough inspection of your specific property. The size and complexity of your roof, including multiple levels, dormers, or valleys, significantly impacts the scope of work required. Material selection—whether you choose impact-resistant asphalt shingles, durable metal roofing, or specialized materials for historic properties—affects both material and installation costs. The condition of your existing roof structure, including any necessary repairs to decking or flashing, also influences the final investment. I always provide transparent, detailed estimates that break down all components so you understand exactly what you're paying for.

I help property owners identify roofing issues through comprehensive inspections that assess both visible damage and underlying structural concerns. Key warning signs include missing or damaged shingles after storms, granule accumulation in gutters, water stains on interior ceilings, or age-related deterioration. Given Marble Falls' exposure to severe hailstorms and extreme temperature swings, I look for damage that might not be immediately obvious to untrained eyes, such as hail bruising on shingles or thermal stress cracking. During my inspection, I'll explain the current condition of your roof, identify any immediate concerns, and help you understand whether targeted repairs or complete replacement offers the best long-term value.

I stand behind every project with comprehensive workmanship warranties that cover the quality of installation and craftsmanship. Additionally, I ensure all manufacturer warranties are properly registered and maintained according to their specific requirements, which often include using certified installation techniques and approved materials. Beyond warranties, I emphasize the importance of proactive maintenance and provide ongoing support to help you protect your investment. This includes guidance on routine care, assistance with warranty claims if issues arise, and documentation that supports both warranty coverage and future insurance claims. My goal is to build long-term relationships with clients, ensuring your roof continues to protect your property for decades to come.